Legal Disclaimers

The Banner Life family of companies’ life insurance and retirement products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company ofNew York, Valley Stream, NY. Banner Life Insurance Company products are distributed in 49 states and in D.C. and Puerto Rico. William Penn Life Insurance Company of New York products are available exclusively in New York; Banner Life Insurance Company is not an authorized New York insurer and does not do business in New York. Each company is solely responsible for its own financial and contractual obligations. Product guarantees are backed by the financial strength and claims paying ability of the issuing company.

Links to other websites

Banner Life family of companies accepts no responsibility for information contained in any other sites which can be accessed by hypertext links or sites not being available at all times. Please note that when you click on any external site hypertext link, you may leave the Banner Life family of companies site.

Downloads

Our site makes use of several multimedia items, which require you to have the appropriate plug-ins in your browser. If you do not have a particular plug-in already, you may download it from the original site by using the relevant text link. Please note that any software is downloaded at your own risk. Banner Life family of companies does not warrant the suitability of any such software which is downloaded and accepts no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of software to be downloaded for your computer, it is recommended that you obtain specialist advice before downloading.

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